The story in your mind: The Passenger

Consider you are one of the passengers at the bus. The bus driver take some passengers from behind doors. One of the passenger decline to send his card,which contains credit in order to use the bus,while the passengers are knowing his situation as a rude behavior.
What do you think about this situation? What would you do? Why don't the passenger send his card?

It was the situation in which I encountered one month ago. The person had to catch the bus and he got into the bus from behind door. He didn't send his card because of the fact that his card has been stolen two times. Furthermore, he complained that he have to pay for getting a new card although he is in a desperate situation.
He explained all the reasons above in the bus. After that, nobody objected to him due to his behavior because they thought that he was right. They knew that their world is a rivalry that makes people careless and immoral. It was the moment of the reality.